Individuals - Lifecheq

Take control of
your finances with
personalised
financial advice.

See what different money choices lead to.

You’ve got goals, you’ve got dreams. But there’s also your family, your home life, your career, and your budget.

Our holistic process takes it all into consideration, and shows you how your goals are connected to each other. How adjusting their sequence and timing affects their achievability.

Partnering with a financial adviser, you’ll discover what’s doable before taking action.

Having a plan makes all the difference.

All the insights you gain from our process makes its way into your own, personalised Lifecheq Plan. An easy-to-understand document that’s yours to keep.

Think of it as a clear, concise financial roadmap that helps you stay on track with your goals. And with that, you'll be equipped to take the best decisions on your money matters.

Your adviser will give you insights that guide you towards better money management. And help you pursue your goals, while considering your current lifestyle and circumstances.

You want to be able to buy a home and still pay for education.

We’ll show you some hacks to get the best rates from the bank, plus help you set a home buying budget you can realistically afford. Because the #1 financial mistake we see is people taking on too much debt at the wrong time in their life.

You want to pay off your car, but also start your own business.

Armed with powerful tools, our advisers will help you understand why the order in which you tackle your goals really matters. Like how paying off your more expensive debts first can save you money.

You need medical cover for your kids, but also want to make sure they’re safe if something happens to you.

When was the last time you checked that your life insurance or medical aid still suits your needs? Maybe you can cut back on cover, while making sure that what matters most is taken care of.

How does it work?

Our advisers will give you insights that guide you towards better money management. And help you pursue your goals, while considering your current lifestyle and circumstances.

Your personal adviser

Answer a few questions and we’ll match you with an adviser who’ll provide a high level of care and has the expertise to manage your unique needs.

Your own unique plan

Your adviser will help you answer a detailed questionnaire. Based on that you’ll get a comprehensive financial plan.

Recommendations and implementation

You’ll be presented with actionable advice and recommendations on how to pursue your goals.

Optional ongoing advice

We provide everything up to this point at no cost. Then, for ongoing support, you can choose to continue working with your adviser at a fee. They’ll help you stay on track with your goals.

There was this team that was invested in my plan being a success. Giving me guidance, offering me the tools, talking me through the things I didn’t understand and accompanying me on the journey.

Nobhongo Gxolo, Lifecheq client